- 0% interest loans for U.S. small businesses
- Maximum loans of $10,000 to $15,000
- New borrowers may access a grace period of up to 6 months for greater financial flexibility.
Small business loans and microloans in amounts from $10,000 to $200,000.
Some example small business loan purposes include:
- Working capital
- Inventory purchase
- Acquisition and/or repair of machinery and equipment
- New construction, expansion and/or repair
- Acquisition of existing business
- Loan terms can range from 1-5 years
- No penalties for early repayment of loans
- All loans will be fully amortized
- Automatic withdrawal (ACH) required for all payments
Collateral-free funds from $3,500 to $75,000 available to pre-approved Business Card Members.
- Decision in seconds
- No credit score impact to apply
- Fixed interest rate—no variable APR