Provided By Senator Bill Emmerson

There are many challenges to starting and running a successful small business. According to the Small Business Administration, nationwide only about half of all new small businesses survive five years or more and about one-third survive 10 years or more. Many small business owners find themselves needing help in the first few years of their business – whether it’s to obtain financial assistance or start the business in the first place.

This briefing report is intended to spread the word about many of the programs and services offered in California, so that current small business owners, and those interested in starting a business, are able to compete, succeed, and “be a part of” the small business culture in California.

What’s Out There?

For potential and current small business owners, there are a variety of programs available from the state and federal governments. The table below lists whether the programs are available to potential or current small business owners. A description of each program available is detailed below.

What are these Programs?

California’s Small Business Certification Program

The Small Business Certification Program was established to increase business opportunities for the California small business community. The program is administered by the Department of General Services’ Office of Small Business and Disabled Veterans Business Enterprise Services.

To be eligible for certification, a small business must meet the following criteria:

• Must be independently owned and operated;
• Cannot be the dominant business in its field of operation;
• Must have its principal office located in California, and its owners or officers must live in the state; and
• Together with its affiliates, it must either be a business with 100 or fewer employees and gross receipts of $12 million or less over the previous three years, or a manufacturer with 100 or fewer employees.

There are a number of incentives available for businesses participating in the certification program, including, but not limited to, the following:

• State law allows certified small business to receive a 5 percent bidding preference on applicable state solicitations. The effect of the preference is to help small businesses be more competitive in the bid process.
• Certified small businesses are eligible for the state’s Small Business Participation Program. The program sets a goal for the use of small businesses in at least 25 percent of the state’s overall annual contract dollars.

More information on California’s Small Business Certification Program can be found at:
http://www.dgs.ca.gov/pd/Programs/OSDS.aspx
(See also: “Briefing Report: Certification Opens Doors for Small Businesses,” published on January 15, 2009.)

California’s Small Business Loan Guarantee Program

The California Small Business Loan Guarantee Program (SBLGP) is administered by the Business, Transportation and Housing Agency and is designed to help small businesses owners who are having problems getting a loan through the normal process or do not have a favorable credit history. To be eligible the business must be located in California and be classified as a small business. The loan can be used for any purpose such as hiring new employees, buying new equipment, expanding into a new facility, etc. Loans can be in the amount of up to $500,000. Interest is negotiated between the borrower and the lender, and the loan term may be extended up to 7 years. Small businesses owners that employ 500 people or less may apply for a SBLGP loan by contacting a Financial Development Corporation (FDC). To locate the nearest FDC, or to find out more information on the SBLGP, visit http://www.bth.ca.gov/sblgp.htm.

California’s Small Business Development Center Program

Small Business Development Centers (SBDC) are part of a U.S. Small Business Administration partnership program uniting private enterprise, government, higher education and local nonprofit economic development organizations. In California there are 35 SBDC’s, including six regional centers throughout the state. Centers provide assistance at no cost to anyone interested in expanding or improving an existing business or starting a business for the first time. SBDC business clients work with business advisors to achieve a variety of goals: securing patents for intellectual property, launching upgraded websites, successfully bidding on contracts with federal or state government, financial analysis and restructuring of debt and many other projects. In addition, local and regional centers regularly hold free and /or low-cost seminars on a variety of topics including, but not limited to, starting a small business, growing your business, contracting with the state, and how to become a state certified small business. A complete listing of California’s SBDCs can be found at http://www.asbdc-us.org.

Permit Assistance

The Governor’s Office of Business and Economic Development’s Permit Assistance Unit helps new business owners identify all of the permits needed to start a new or expand an existing business. The unit schedules pre-application meetings between businesses and the appropriate regulatory agencies to help streamline the permitting process, and acts as a neutral facilitator between state regulator agencies and businesses to resolve permitting issues. Their services are confidential and free. In some cases, a project manager may be assigned to personally guide an applicant through the permit process. Individuals may contact a Permit Assistance specialist by calling (877) 345-4633 or by visiting http://www.business.ca.gov/Programs/Permits.aspx.

In addition, in 1997 the CalGOLD program was established to assist businesses in finding the information they need to comply with environmental and other regulatory and permitting requirements. CalGOLD provides direct Internet links and contact information to state, local, regional, and federal permitting authorities. In addition, a number of current forms and permit applications are available on the site. To use CalGOLD visit www.calgold.ca.gov.

California State Trade and Export Promotion (California STEP) Project

The California STEP project is a three-year pilot trade and export initiative authorized by the federal Small Business Jobs Act of 2010. The STEP Program is designed to help increase the number of small businesses that are exporting and to raise the value of exports for those small businesses that are currently exporting so they can grow and create jobs. Services offered through the program include, but are not limited to, customized product/promotion localization assistance, matchmaking services connecting small businesses to potential customers, and follow up support to assist firms in closing deals.

In order to take advantage of the services provided under the STEP program, businesses must meet the following guidelines:

• Comply with the U.S. Small Business Administration size standards
• Have been in business for not less than the 1-year period ending on the date on which assistance is provided under a STEP      grant
• Operating profitably, based on operations in the United States
• Demonstrated understanding of the costs associated with exporting and doing business with foreign purchasers, including the costs of freight forwarding, customs brokers, packing and shipping
• Have in effect a strategic plan for exporting

More information on the California STEP project can be found at:
http://www.californiastep.org.

Helpful Websites for Small Businesses

In addition to the programs and services mentioned above, there are a number of other websites that provide helpful information to small business owners, including, but not limited to, the following:

Conclusion

Representing half of America’s workforce, small businesses are the backbone of our economy. As such, it is important that we start spreading the word about available programs and services that are in place to help businesses survive and thrive in California. Doing so may encourage entrepreneurship, and prevent long-standing small businesses from leaving the state.

California needs to remain a place where small business owners feel “if I can make it there, I’ll make it anywhere.” Educating the public about these programs, and continuing to make them available to current or future entrepreneurs, will ensure the success of California’s Small Business population.

 

Brake Masters® was founded in June 1983 by the Laytin brothers in Tucson, Arizona. The Redlands store is conveniently located at 1705 W. Lugonia Avenue.

From its inception, Brake Masters was dedicated to providing customers with an “Honest Brake,” meaning that customers are only sold services that are needed or required according to manufacturer specifications. This philosophy was—and is— a radical shift from the high pressure over-selling that is common in the automotive repair business.

The ASE certified technicians and store managers are trained to diagnose and advise customers on services they need to maintain and repair their vehicles, and in particular, to extend the life of their vehicles. This philosophy has led to Brake Masters’ remarkable growth and is evident in everything they do— from how they hire and train their team members, to how they treat their customers every day.

Their team members take P.R.I.D.E. in their work—”Personal Responsibility In Delivering Excellence,” and they are confident you’ll notice when you visit one the Redlands store.

But Brake Masters isn’t just your “Complete Car Center”, they are also a part of the local community. For over 30 years, they have been committed to participating in community events, and are proud to be making a difference not just for their customers, but for their neighbors, too. Brake Masters has been involved with charitable giving, with numerous donations to worthy non-profit organizations in the community and region for years.

Providing a full range of services from alignments to bearing and  seals, electrical repairs to air conditioning service and more Brake Master is your “Complete Car Care” service stop. The team of service specialist will be happy to answer any questions you might have about your car care, call them at 909 792-0351, or visit them on line at www.brakemasters.com.

 

We all try to take a fresh approach as we start a new year.  As I look at 2013, here is what I hope we accomplish in the City of Redlands:

1.         Financial stability:  We have approved balanced city budgets that have maintained critical services and programs, protected and built reserves, reduced the need to borrow from other funds, and invested in important infrastructure projects.    In 2013 we must continue this strategy as we finish the 2012-2013 fiscal year, and review and approve the 2013-2014 budget.

2.         Labor contracts:   We successfully concluded labor negotiations with our fire workforce that will save the city over $1 million annually when fully implemented.   Our fire employees are to be commended for stepping up and agreeing to selected changes in their contacts that will provide savings over the next several years.   Our challenge in 2013 is to resolve the remaining contracts consistent with our fire employee example.

3.         Economic development:   One of our most important priorities has been to pursue economic development aggressively to expand our business community and to increase revenues.   We will continue this effort in 2013, hopefully with even more success as new businesses choose to locate and expand in Redlands.

4.         Infrastructure investments:   Our major street paving project is under way.  This project will dramatically improve most Redlands streets, especially those in the worst condition.   Similar projects are also ongoing to replace our water lines.  But more work is needed in 2013 and future years to replace and repair the rest of our aging infrastructure.   Funds to support these projects are a challenge, but we must work harder to identify funding and move ahead.   Waiting to pursue these projects only increases the costs.

5.         Children and Youth Programs:   We are in the midst of a major study of all Redlands programs and services aimed at children and youth, no matter what funding source.   This study will help us set future priorities for city investments in these areas.  Important concerns regarding youth after-school programs, financial assistance for sports/recreation programs, increasing child obesity/poor fitness rates, and the adequacy of our park facilities should be addressed in 2013.

Of course there are other important issues the Council will focus on in 2013.   I know we will work closely with the business community as well as other groups and individuals, to ensure we make Redlands a great place to live, work, and play.

 

 Redlands Chamber of Commerce President’s Circle

 The Redlands Chamber of Commerce is now offering a unique and exciting opportunity to our local businesses, and community leaders.

“Extraordinary Benefits for Distinguished Members”.

 $1000.000 Annual membership in the Circle includes:

 Membership includes;

Name and company name listed on Chamber Letterhead

Name and Company logo listed in the Directory and on the chamber website

Annual ticket for Rise ‘n Shine

Logo on banner proudly displayed in chamber office

Name in each edition of chamber electronic newsletter

One E-blast semi annually

2 tickets to each Chamber mixer

2 tickets to State of the Community luncheon

2 tickets to Annual Installation Dinner

Press release announcing President’s Circle appointment

Ad on the City Street Map – NEW, $475 VALUE

Ad in the Annual Business Directory – NEW, $475 VALUE

 

Call the Chamber office for more information

793-2546!